Pricing lens
Indicated premium P = P₀ + λ·ΣH
A bridge, not a full pricing model. Test λ as a candidate additive rating factor grounded in a portfolio's aggregate holonom exposure.
Formula
Price per holonom λ$4,500
$0$20,000
Portfolio ΣH is drawn live from the workbench. Current ΣH = 39.42.
Indicated premium
$427,389
Δ vs baseline: +$177,389 · 71.0%
Charge attribution by LOB
| LOB | ΣH | λ·H charge |
|---|---|---|
| Financial Institutions | 9.48 | $42,649 |
| Tech E&O | 8.85 | $39,845 |
| Professional Indemnity | 7.24 | $32,598 |
| Cyber | 7.38 | $33,201 |
| D&O | 6.47 | $29,096 |
| Management Liability | 0.00 | $0 |